is a leader in Fire & Marine with about 7% of the aggregate Lebanese market.

UCA incorporated in 1974, is the legacy of G. Sacy Establishment that started selling insurance policies in Beirut since 1934.

UCA has consistently achieved some of the best financial and insurance ratios in the MENA region: Solvency ratio in excess of 100% (multiple years), ROE of 19.5% (5 years CAGR), combined ratio of about 80% (last 5 years).

UCA is a member of AWRIS (war syndicate), and a shareholder of UIC Syria, UCA KSA, The Lebanese credit insurer (LCI) Lebanon, and an investor in ArabRe.

UCA has achieved solid and consistent technical results for more than a decade, and starting in 2015, is awarded significant RI capacity by its treaty leader Hannover Re that sets a new milestone for the company.

UCA is tightly held by 3 shareholders, its financial statements are fully disclosed in the ‘financials/ratings’ page.

UCA has moved in February 2018 to its new landmark building in Jisr Al Basha, Hazmieh.

UCA is registered for FATCA compliance; its GIIN is: WPMGDK.99999.SL.422 United Commercial Assurance SAL Lebanon.

UCA current leadership team consists of Mr. Jacques Sacy – Managing Director & Chairman of the Board, and members of the Board: Mr. Abdo El Khoury - Deputy MD Technical, Mr. Karim Hamade – Deputy MD Sales & Marketing and Mr. Elias Khoury – Deputy MD Services.


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